Holiday Property Advice: Choosing an Independent Adviser

Ask whether the adviser acts for the buyer, seller, developer, lender or more than one party. Request the scope of work in writing: property search, viewing, document checks, negotiation, financing, contract coordination, letting advice or ongoing management. A recommendation is easier to assess when its purpose is clear.

Verify the adviser’s professional status, insurance, business identity and experience in the relevant jurisdiction. Local property law, taxes, planning and rental rules differ between countries and regions. A general explanation is not a substitute for an independent solicitor, notary, tax adviser or building surveyor where one is needed.

Clarify commissions, fixed fees, success fees, management charges, referral payments and cancellation terms. Ask whether the adviser receives money from the seller, developer, lender or service providers. Keep written records of promises, recommendations and documents supplied during the process.

Do not rely on projected rental income, future infrastructure, promised facilities or price-growth claims without supporting documents. Compare the property with independent market information and inspect the building, access, utilities, ownership records and planning status. The pre-purchase checklist helps separate marketing claims from checks that still need evidence.

Use independent legal and tax advice before signing. Confirm who is responsible for payments, registration, repairs, insurance and later management. A clear adviser relationship reduces misunderstandings, but it does not remove the buyer’s responsibility to understand the contract.